XRP price prediction 2025-2031: Will XRP reach $5?

Key takeaways:

• The XRP price prediction suggests that the coin’s price will rise to $4.06 by the end of 2025.
• The growing adoption rate of the XRP Ledger Protocol could push XRP to $10.15, with a possible maximum trading value of $10.83 in 2028.
• In 2031, the target price for XRP is between $16.24 and $17.59, with an average price of $16.92.

XRP has a strong community of supporters and developers and continues to see tremendous potential in Ripple’s technology and products. Despite short-term price fluctuations and a bear market, many analysts believe XRP has a bright future.

Whether it will reach new highs or continue to grow steadily remains to be seen, but this crypto asset will undoubtedly play an important role in global financial institutions.

So, how high can XRP realistically go? Will XRP reach 5 dollars?  

Let’s answer these questions in our XRP price prediction. 

Overview

XRP price prediction: Technical analysis

XRP price analysis: XRP upgrades to $3.51, marking a new ATH

• XRP price analysis confirmed an uptrend at $3.51.
• Cryptocurrency gains 12.16% of its value.
• XRP coin faces resistance at the  $3.65 level.

On July 18, 2025, XRP price analysis revealed an increasing trend for the cryptocurrency, as it marked a new all-time high of $3.65 today. The coin’s price is trending at $3.51 at the moment after a slight correction. Concurrently, the cryptocurrency has gained 12.16% of its worth in the last 24 hours. This creates favorable circumstances for investors, as the cryptocurrency is now gaining value. XRP experienced positive sentiment during the past week, and the buying momentum is still gaining traction.

XRP price analysis on the daily timeframe 

The one-day price chart of the XRP coin confirmed an upward trend for the cryptocurrency. The XRP/USD value has appreciated to a high of $3.51 for the day. Green candlesticks on the price chart signify continued buying activity.

The distance between the Bollinger Bands defines the volatility. This distance is increasing, leading to high volatility. Moreover, the upper limit of the Bollinger Bands indicator, which indicates a previous resistance, has shifted to $3.41, while its lower limit, serving as support, has moved to $1.74.

The Relative Strength Index (RSI) indicator is present within the overbought region. The indicator’s value has increased to index 88.74 in the past 24 hours. The ascending curve on the RSI graph reflects a rising buying momentum. If the bullish momentum continues to intensify, further upside is possible. However, as the coin is already overbought, the indicator can give a sell call at any time.

XRP price analysis on the 4-hour chart

The four-hour price analysis of the XRP coin confirmed a bearish trend in the market, as a 20-hour bullish streak has finally triggered selling pressure and bulls need more strength to break above $3.65, which is now the new ATH. The XRP/USD value has slightly decreased to $3.51 in the past few hours. The high volatility signals a higher chance of an upcoming reversal or further price escalation.

The Bollinger Bands are diverging, leading to high volatility. This prevalent volatility signifies higher market unpredictability. Moving ahead, the upper Bollinger Band has shifted to $3.55, indicating the resistance point. Conversely, the lower Bollinger Band has moved to $2.62, securing the support.

The RSI indicator is trending within the overbought region for now. Its value has decreased to index 76.72 in the last four hours. This decrease is represented by a downward RSI curve. Sellers have been ruling the market for the last four hours. This has resulted in a little instability for investors.

XRP technical indicators: Levels and action

Daily simple moving average (SMA)

Daily exponential moving average (EMA)

What to expect from XRP price analysis? 

Ripple price analysis gives a highly bullish prediction regarding the ongoing market events. The coin’s value has increased to a high of $3.51 over the last 24 hours. The coin has gained up to 12.16 percent of its value. Technical indicators give positive signals, and the price charts also continue to project a bullish market scenario for the day, as XRP discovers new highs.

Is XRP a good investment?

XRP, a cryptocurrency specifically designed for quick and cost-effective cross-border transactions, holds promise in global finance. The easing of regulatory hurdles for Ripple and the rising  adoption might boost XRP price. Additionally, several recent acquisition and CBDC development make XRP a good investment option in the long-term. As with any investment, the outlook for XRP remains uncertain, necessitating a cautious approach and thorough due diligence.  It is advised to proceed with caution

Why is XRP up?

The XRP/USD crypto pair price has increased as buying momentum took hold, increasing the price to $3.51 during the day. The RSI increased to 88.74 at the same time and is in the overbought territory.

How much will XRP cost in 2025?

XRP is expected to trade at an average price of $3.38 by the end of 2025.

Will XRP reach $5?

For XRP to reach $5, its value would need to double. Considering the current bullish trend and XRP’s price action, a surge to $5 by the middle of next year is not entirely out of the question, particularly if demand for XRP tokens continues to rise and its growth trajectory remains consistent. However, it’s crucial to remember that XRP’s all-time high stands at $3.84, achieved on January 7, 2018. 

Can XRP reach $20?

According to Ripple’s price prediction, XRP has a lesser chance of reaching $20 by 2031. However, it is expected to reach this level if the XRP ecosystem adoption by major financial institutions continues, making it a good option to buy XRP.

Will XRP reach $100 dollars?

Though there are rumors of XRP reaching $100 in the market, and some pro-XRP analysts are also promoting it, many are raising questions about this possibility. XRP may not reach $100 in the near future, at least. 

Will XRP reach $1000?

If one XRP coin is worth $1000, its market cap must be more than $100 trillion. Comparatively, the total global stock market cap is about $110 trillion. Therefore, it is unlikely that XRP will reach $1000, based on current market dynamics.

Does XRP have a good long-term future?

XRP is expected to increase in value gradually over the coming years, giving good yields to XRP holders and institutional investors. The coin is trading at five times its value from last year, and it is expected to reach the highest price of $17.59 by 2031. This makes it a valuable asset for multiple gains after significant market capitalization with continuous efforts by Ripple Labs. However, regulatory uncertainties still linger with the Ripple lawsuit. Considering these factors, investors must carry out their own research.

Recent news/opinions on the Ripple Network

• Dune Analytics data shows that almost 60% of transactions on XRPL are payments. Weekly payments on the network increased by more than 430% in less than two years. Dune Analytics also indicates that weekly payment transactions on the network moved from around 1.5 million in 2023 to over 8 million in 2025. Read more about it here.
• Lawyer Fred Rispoli states that the SEC and Ripple could reach a settlement regarding how XRP sales to institutions will be conducted in a way the SEC finds acceptable. Meanwhile, Ripple plans to further integrate XRP into institutional finance by acquiring Hidden Road for $1.25 billion. Read more about it here.

XRP price prediction July 2025

According to XRP price prediction, in July 2025, XRP could reach a maximum price of $2.70. The average trading price is expected to be $3.38 for the month, while the lowest it can go as per XRP cost estimation is $1.72, considering the current XRP sentiment.

XRP price prediction 2025

The XRP price prediction for 2025 suggests that the price could reach a maximum of $4.06 by the end of the year, considering its technological utility and enhancement of cross-border payments. We expect an average trading price of $3.28 and a floor price of $1.50.

XRP price predictions 2026-2031

XRP price prediction 2026

The XRP price predictions for 2026 suggest that the XRP cryptocurrency could reach a minimum trading price of $4.96 and an average price of $5.64. The XRP price forecast further suggests that the Ripple coin is estimated to reach a maximum of $6.32.

XRP price prediction 2027

Ripple XRP price prediction for 2027 estimates a minimum value of $7.22, which is quite a bit higher than the current XRP price, and an estimated average XRP price of $7.90. The maximum price forecast for 2027 is $8.57.

Ripple price prediction 2028

The Ripple price prediction for 2028 shows a minimum price of $9.47. The XRP price can reach a maximum level of $10.83; the estimated average trading value will be $10.15 through 2028.

XRP price prediction 2029

The XRP price prediction for 2029 estimates that XRP will attain a minimum price of $11.73, an average trading price of $14.66, and a maximum price of $15.34.

XRP price prediction 2030

XRP price prediction for 2030 suggests a minimum price of $13.99 and an average expected trading price of $14.22 throughout the year 2030. The maximum forecasted Ripple price for 2030 is set at $14.88.

XRP price prediction 2031

The XRP price prediction for 2031 is a minimum price of $16.24 and an average price of $16.92. The maximum forecast price for 2025 is $17.59, as crypto analysts expect investors to continue buying XRP as crypto assets.

XRP market price prediction: Analysts’ XRP price forecast

Cryptopolitan’s XRP price prediction

Our forecast shows that XRP will achieve a high price of $4.06 near the end of 2025. In 2026, the XRP price will range between $4.81 and $6.13. In 2031, the cryptocurrency will range between $4.96 and $6.32, with an average price of $5.64. It is important to consider that predictions are not investment advice. Professional consultation is suggested, or you can carry out your research.

XRP historic price sentiment

• Before 2017, the asset’s value hovered around $0.01; in April 2017, it rose to $0.05; the gradual climb soon continued as it reached $0.25 in May, showing a positive price action as Ripple continued to excel.

• Towards the end of 2019, XRP price stabilized at around $0.30 and did not cross the $0.5 mark throughout the year.
• However, the bullish run of 2020 pushed the coin’s value to a peak price of $0.8, gaining investor interest before finishing the year at $0.66.
• Early 2021 was supposed to be bullish for XRP, but the SEC announced a lawsuit that derailed investors. Nonetheless, XRP beat the odds and surged above $1.5 during the year, but by 2022, it plummeted significantly to as low as $0.31.
• XRP started 2023 at $0.335, and on July 13, it almost doubled its value in a steep spike. It shot from $0.470 to $0.814 while swinging towards $0.9 for a few hours. A partial victory against the SEC triggered the price jump, surging the trading volume. XRP closed 2023 at about $0.62.
• In 2024, XRP has so far ridden the market wave. The bears earlier on and then a bullish price movement by mid-March resulted in a market price of $0.72, according to data from the cryptocurrency market.
• In July, XRP traded between $0.418 and $0.658, showing a good recovery. However, the coin went under bearish pressure at the start of August, falling back down to the $0.550 range as per crypto market records showing high volatility.
• In September 2024, XRP recovered up to the $0.642 level, but the price went down to the $0.500 range in October. A tremendous bullish impulse was observed in November when XRP touched the $1.96 mark, and it reached $2.72 on December 2, 2024.
• In January 2025, XRP reached a peak price of $3.19 and traded near the $2.90 level in February. It stepped down to $2.1 in March and to $1.79 in April.
• By the middle of May, XRP touched $2.57; however, near the start of July, it is trending around the $2.26 range, as the market sentiment tilts towards the positive side.