私人稳定币是死胡同，SFB 科技 

与央行数字货币相比，私人稳定币毫无价值 (CBDC)，纽约金融科技公司 SFB Technologies 的首席经济学家 Peter Dittus 表示。

稳定币——货币的未来？

The 货币的未来 自比特币诞生以来，一直成为顶尖经济学家和行业领袖热议的焦点，挑战着古老法币体系的结构。稳定币作为一种 新一代加密货币，在最近的几年中获得了巨大的关注，并已成为央行发行货币的潜在竞争对手。

从核心来看，稳定币被分为两类——私人稳定币和主权支持的稳定币。随着Facebook等大型科技公司致力于发行与不同国家货币挂钩的稳定币，一些地区正忙于 中国, 日本，以及 欧洲 进行央行数字货币（CBDC）的试点运行，以应对私人拥有的稳定币。

私人稳定币 – 0，CBDC – 1

在虚拟区块链会议Unitize的第二天发言时，Dittus辩称，虽然 央行数字货币本质上将法币的价值转化为数字形式 通过保持国家货币价值不变，他认为私人稳定币毫无价值。 

与央行数字货币不同，私人稳定币由私营公司发行和监管，其价值与不同的国家货币挂钩。由于这些稳定币缺乏监管框架的安全性和政府提供的必要支持，它们在现实世界中具有相对 较少的实用应用场景 ,6:" ,",7:" :",8:" ,",9:" :",10:" ,",11:" :",12:" ,",13:" :"} {" ,",14:" :",15:" ,",16:" :",17:" ,",18:" :",19:" ,",20:" :",21:" ,",22:" :",23:" ,",24:" :",25:" ,",26:" :",27:" ,",28:" :",29:" ,",30:" :",31:" ,",32:" :",33:" ,",34:" :",35:" ,",36:" :",37:" ,",38:" :",39:" ,",40:" :",41:" ,",42:" :",43:" ,",44:" :",45:" ,",46:" :",47:" ,",48:" :",49:" ,",50:" :",51:" ,",52:" :",53:" ,",54:" :",55:" ,",56:" :",57:" ,",58:" :",59:" ,",60:" :",61:" ,",62:" :",63:" ,",64:" :",65:" ,",66:" :",67:" ,",68:" :",69:" ,",70:" :",71:" ,",72:" :",73:" ,",74:" :",75:" ,",76:" :",77:" ,",78:" :",79:" ,",80:" :",81:" ,",82:" :",83:" ,",84:" :",85:" ,",86:" :",87:" ,",88:" :",89:" ,",90:" :",91:" ,",92:" :",93:" ,",94:" :",95:" ,",96:" :",97:" ,",98:" :",99:" ,",100:" :

央行数字货币（CBDCs）提供了其他稳定币所不具备的安全性

在进一步评论他为何认为私人稳定币没有价值时，Dittus补充说，除了支付系统中的一些应用外，它们的 前景黯淡. 主权支持的数字货币 拥有所有的政府支持和监管机构的批准，使其成为一种无信用风险的资产。 

当 央行数字货币（CBDCs）提供相同的好处并增加了一层安全性 和可靠性时，为什么还有人会使用私人发行和控制的稳定币？此外，还有Venmo和Paypal等替代的、安全的且广泛采用的数字支付平台，这进一步降低了其需求。

尽管Dittues质疑私人稳定币独特的卖点，但他确实承认由知名科技巨头发行的稳定币具有潜力，因为 Facebook 和 Telegram,它们能够利用庞大的用户基础。然而，他总结道，未来由小型公司控制的稳定币将无人问津。