Regulation

  • NCUA moves forward with plans to implement the GENIUS Act.

    NCUA moves forward with plans to implement the GENIUS Act
    February 12, 2026 Regulation
  • Thailand’s SEC expands derivatives market to include digital assets.

    Thailand’s SEC expands derivatives market to include digital assets
    February 12, 2026 News

  • Here’s why Polish crypto exchanges may become illegal soon
    February 11, 2026 Regulation
  • White House stablecoin summit turns ‘productive,’ final agreement still pending.

    White House stablecoin summit turns ‘productive,’ final agreement still pending
    February 11, 2026 Regulation
  • South Korean MPs question Bithumb CEO in Parliament hearing over how $40B Bitcoin blunder

    South Korean MPs question Bithumb CEO in Parliament hearing over how $40B Bitcoin blunder
    February 11, 2026 Regulation
  • Publishers battle Google's devastating AI threat to independent journalism

    Publishers battle Google’s devastating AI threat to independent journalism
    February 10, 2026 Regulation
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  • Russia to seize cryptocurrency as property under new law
    February 10, 2026 Regulation
  • White House to hold second round of bank-crypto talks as CLARITY Act remains stalled

    White House to hold second round of bank-crypto talks as CLARITY Act remains stalled
    February 9, 2026 Regulation
  • Telegram crackdown fails to stop spread of new crypto crime hubs

    China’s crypto marketplace Xinbi posts $17.9 billion in volume even after regulatory actions
    February 9, 2026 Regulation
  • European Union tells TikTok to fix addictive feed or face fines under Digital Services Act

    European Union tells TikTok to fix addictive feed or face fines under Digital Services Act
    February 6, 2026 Regulation
  • Russia clutters digital ruble access with strict requirements

    Russia clutters digital ruble access with strict requirements
    February 6, 2026 Regulation
  • Brazil advances legislation to ban algorithmic stablecoins like Ethena's USDe

    Brazil advances legislation to ban algorithmic stablecoins like Ethena’s USDe
    February 5, 2026 Regulation
  • Nevada regulator fails to secure emergency ban on Coinbase prediction markets.

    Nevada regulator fails to secure emergency ban on Coinbase prediction markets
    February 5, 2026 Regulation
  • India set to join global effort sharing cross-border crypto data from April 2027.

    India set to join global effort sharing cross-border crypto data from April 2027
    February 5, 2026 Regulation
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  • Canada’s top investment regulator unveils new crypto custody rules

    Canada’s top investment regulator unveils new crypto custody rules
    February 4, 2026 Regulation
  • Kyrgyzstan amends crypto rules amid threat of new EU sanctions over Russia ties

    Kyrgyzstan amends crypto rules amid threat of new EU sanctions over Russia ties
    February 4, 2026 Regulation

  • Kazakhstan to permit crypto top-ups through bank terminals
    February 3, 2026 Regulation
  • Spain bans 'toxic' social media for under-16s as executives face criminal charges

    Spain bans ‘toxic’ social media for under-16s as executives face criminal charges
    February 3, 2026 Regulation
  • Russians warned not to spend maternity money on crypto

    Russians warned not to spend maternity money on crypto
    February 3, 2026 Regulation
  • Crypto firms and Wall Street banks are now fighting for control over how money works in the digital age. At the center of it is the stablecoin. Behind every coffee tap or online purchase, there’s a payment system most people never think about. JPMorgan alone handles 6,000 transactions per second around the world. Crypto companies want in. They’re pushing for stablecoins to replace the old system. They say it’s faster, cheaper, and built for the internet. Banks say it’s reckless and could wreck the financial system. Banks want to block stablecoin rewards before it's too late Right now, stablecoin issuers can’t offer interest. But platforms like Coinbase, Kraken, and Gemini still can. That’s the gap banks want closed. They’re lobbying Congress to ban interest on stablecoins across the board. They argue crypto companies are acting like banks without following banking rules. JPMorgan’s CFO, Jeremy Barnum, warned it could lead to a “parallel banking system.” A Treasury study said $6.6 trillion could leave banks for stablecoins. Fed economist Jessie Wang said it might be closer to $65 billion, but banks aren’t taking chances. Coinbase pulled support from the crypto bill in January. Brian Armstrong, the CEO, said, “We’d rather have no bill than a bad bill.” Lobbyists are now meeting in Washington, trying to find a middle ground. But the banks don’t want crypto firms paying interest at all. They think it’s unfair competition. Trump-backed crypto firms step into politics and banking Crypto firms aren’t sitting back. They’ve raised $193 million ahead of the midterms to back pro-crypto lawmakers. Donald Trump, now in his second term, supports stablecoins. His family business even launched one and applied for a U.S. bank license. The Federal Reserve is deciding whether to give crypto companies “skinny” accounts to access Fed payment systems directly. Banks hate the idea. Meanwhile, Europe already set its crypto rules in 2024. Benchmark’s Mark Palmer said this is a big moment for banks and fintechs that have ignored stablecoins until now. Ripple’s Jack McDonald said banks are scared of losing the deposit business, where they barely pay interest. Circle’s Jeremy Allaire told people in Davos this is no different from when money market funds started and banks freaked out back then too. Regulators fear de-pegs, criminal use, and bank runs There’s real concern about what happens if stablecoins break. In 2023, when Silicon Valley Bank collapsed, Circle’s USDC dropped below $1. It had 8% of reserves locked in the failed bank. Circle pushed for a rescue, and the peg held, but it showed how shaky things could get. The European Central Bank warned that a run on stablecoins could force them to sell billions in U.S. Treasuries fast, causing damage. Hilary Allen from American University said a stablecoin panic could spark a run on the entire Treasury market. In the UK, the Bank of England wants to cap stablecoin holdings at £20,000 for people and £10 million for companies to slow deposit outflows. Crypto firms hate the idea. They say it would stop the industry from growing. Banks worry that as stablecoins grow, they’ll have less money to lend for things like mortgages or business loans. Philipp Paech from the London School of Economics said less liquidity means higher loan costs, weaker banks, and a less stable system. Governments are now worried crypto firms will try to become banks. Circle, Ripple, and others got conditional trust charters to offer custody and brokerage services. Their customers still don’t get insured deposits. Bybit is working on launching actual bank accounts. The Bank Policy Institute fought back last year. They said crypto firms want the perks of being banks without the rules. Allaire responded at Davos that lending is now moving away from banks. He wants stablecoins to be “very, very safe money” backed by regulated reserves. Right now, most stablecoin use comes from traders moving in and out of crypto. But the future could look very different. Banks and asset managers are already experimenting. Société Générale created euro and dollar stablecoins. BNP Paribas, UniCredit, and Standard Chartered are building theirs too. Citi and Bank of America are exploring the same path. Even PayPal and Western Union are joining in. The New York Stock Exchange is working on a tokenized stock platform. Goldman Sachs CEO David Solomon said they’re already playing with the tech. But stablecoins also carry a darker side. Chainalysis said they made up 84% of illicit crypto transactions last year. Tether often shows up in global criminal cases. The company says it works with law enforcement in 48 countries. Some experts think stablecoins aren’t that special. Paech said they’re just like e-money systems used by PayPal. He said they only stand out “in the dodgy corners of the economy,” like money laundering.

    Crypto lobby, Wall Street banks square off on stablecoin yields and market structure
    February 2, 2026 Regulation
  • South Korea opens the door to corporate crypto but tightens the rules for exchanges

    South Korea opens the door to corporate crypto but tightens the rules for exchanges
    February 1, 2026 News

  • India moves to ban social media for children under 16 amid addiction crisis
    January 31, 2026 Regulation