Question 1

Нужна ли лицензия для интеграции API обмена криптовалют в мой кошелек?

Accepted Answer

In most jurisdictions, no. If the swap provider is non-custodial and the provider handles KYC, the integrator is typically not a money services business. But ChangeNOW, MoonPay, and Transak each handle KYC differently; the writer must point readers to consult counsel for their specific jurisdiction.

Question 2

Сколько времени занимает типичная партнерская интеграция?

Accepted Answer

Widget integrations can be live in hours; REST API integrations typically take 1–4 weeks of dev work; full white-label exchange or wallet builds run 2–4 months.

Question 3

Каков типичный процент отчислений в рамках партнерской программы обмена?

Accepted Answer

Floor on this list is 0.4% per completed exchange (ChangeNOW Fast Track default and SimpleSwap default), with customizable ceilings. SimpleSwap publishes up to 5%, and Changelly publishes up to 50% on its affiliate program. Numbers vary by volume and negotiation; cite the sources.

Question 4

Нужно ли мне проводить проверку KYC, если я интегрирую фиатный шлюз, например MoonPay или Transak?

Accepted Answer

No. Both MoonPay and Transak are licensed money services businesses and handle KYC for end users themselves. Your integration is to their hosted flow. This is a key reason small crypto businesses choose on-ramp partners rather than building one themselves.

Question 5

В чем разница между партнерской программой и программой для партнеров / API?

Accepted Answer

Affiliate programs (Binance, Kraken) pay you for referring users; they don't add functionality to your product. Partner / API programs (ChangeNOW Fast Track, Changelly for Business) add functionality (swap, on-ramp) and pay you a share of the volume that flows through. Most small crypto businesses want both: an affiliate for content monetization, and a partner API for product monetization.

Performa

Лучшие программы для малых криптобизнесов в 2026

Один четкий краткий обзор.
Каждый день.

Performa

Лучшие программы для малых криптобизнесов в 2026

Один четкий краткий обзор.Каждый день.

Один четкий краткий обзор.
Каждый день.