Recent reports indicate XRP might find its way into U.S. government asset reserves, which sparks discussions about its potential role in traditional finance.
Meanwhile, PlutoChain ($PLUTO) could gain attention with its hybrid Layer-2 solution that may improve Bitcoin’s capabilities.
We’ll cover this in more detail below.
XRP Price Prediction: Could XRP Join the U.S. Digital Asset Reserve?
In one of his posts on X, attorney Jeremy Hogan has recently criticized the idea that XRP’s potential role in a U.S. digital asset reserve should be evaluated strictly through a cryptocurrency-focused lens.
According to him, the government’s approach to strategic reserves focuses on securing valuable assets for economic stability, similar to gold holdings. Because of this, factors like decentralization and other blockchain-specific attributes don’t matter to the government in this context.
The attorney suggests that government officials may recognize XRP’s value as a financial safeguard before the broader cryptocurrency market catches on.
No final decisions have been made about establishing a digital asset reserve or selecting specific cryptocurrencies, but a presidential working group is currently evaluating the proposition.
The crypto analyst JackTheRippler anticipates that XRP could experience a significant price increase, potentially reaching $30 or more within the year.
PlutoChain ($PLUTO) Is a Hybrid Layer-2 Solution That Could Solve Bitcoin’s Scalability Issues
Bitcoin paved the way for digital currency but still faces major limitations. Long transaction times, high fees, and limited flexibility make it difficult for widespread commercial use. Its 10-minute block times and costly transactions create challenges for everyday payments and broader adoption.
PlutoChain ($PLUTO) could change that with a hybrid Layer-2 scaling solution designed to enhance Bitcoin’s functionality. Its Layer-2 network could achieve two-second block times and possibly make transactions much faster compared to Bitcoin’s current system.
PlutoChain’s architecture could lower transaction costs, making payments more feasible for everyday use. Its Ethereum Virtual Machine (EVM) compatibility may also introduce new functionalities, including DeFi applications, NFT support, and AI-powered blockchain solutions—capabilities that Bitcoin’s original design lacks.
Early testing showed PlutoChain processing 43,200 transactions in a single day while maintaining stable performance, highlighting its strong scalability potential.
Security remains a priority for PlutoChain, with firms like SolidProof, QuillAudits, and Assure DeFi conducting audits. They also run frequent stress tests and code inspections to maintain stability.
PlutoChain’s governance model puts decision-making in the hands of its community. Instead of relying on miners and developers like Bitcoin, users could propose and vote on platform updates.
Final Thoughts
If the U.S. adds XRP to its digital asset reserve, it could reshape how governments treat cryptocurrency as a financial asset. Investors and analysts are keeping a close eye on what happens next.
At the same time, PlutoChain ($PLUTO) could improve Bitcoin’s speed and cost efficiency. Its 2 second block time and full EVM compatibility could make it a project worth watching in the following weeks..
