(Bishkek, Kyrgyzstan, May 1st, 2025 ) – Fintopio, a pioneer in CeDeFi innovation, has officially exited beta, marking a major milestone in delivering a next-generation crypto wallet experience that combines the convenience of CeFi with the control of DeFi. Built for flexibility, security, and ease of use, Fintopio provides seamless access to digital assets across iOS, Android, Web, and Telegram MiniApp.
Since launching CeFi services in November 2024, Fintopio has reinforced its position as the leading CeDeFi wallet in the market. The wallet enables users to instantly toggle between custodial and non-custodial accounts within a single app. By combining fast, user-friendly transactions with secure self-custody options, Fintopio is setting a new standard for how digital finance should work.
Username-Based Transfers Expand Beyond Telegram, Now on X
Fintopio was among the first wallets to enable crypto transfers by username within Telegram, removing friction from everyday crypto payments. Building on that foundation, Fintopio is now the first wallet to support crypto transactions using X (formerly Twitter) usernames. This new functionality opens up crypto payments to a broader digital audience and underscores Fintopio’s commitment to leading innovation in social-based finance. As part of its broader social expansion, Fintopio plans to extend username-based transfers to additional platforms including Discord, WhatsApp, and Facebook in the near future.
Our vision has always been to make digital finance as intuitive as messaging,” said Steve Milton, Co-founder and CEO of Fintopio. “Exiting beta is a key milestone, but the launch of X username transfers signals something bigger. We’re building the foundations for Web3 mass adoption by making crypto more accessible, social, and seamless than ever before.
One Year Later, A Whole Lot Better
Over the past year, Fintopio has evolved from its initial launch into a more complete and resilient wallet experience. Despite being in beta, Fintopio has attracted over 3 million active wallets, with adoption continuing to accelerate. Continuous improvements have delivered a fully revamped UI and UX for better usability, enhanced stability across platforms, and expanded functionality with deeper NFT and DeFi integration. The wallet has also integrated with a growing range of DeFi applications, enabling users to access features such as staking, trading, and Web3 gaming directly within the Fintopio interface. These upgrades reflect Fintopio’s commitment to creating a seamless and reliable experience for both everyday users and Web3 natives.
Key Features and Enhancements
- CeDeFi Toggle: Switch between custodial CeFi wallets and non-custodial DeFi vaults depending on transaction needs.
- Username-Based Transfers: Send and receive crypto via Telegram and X usernames, simplifying digital payments.
- Vouchers and Gifting: Create customizable crypto vouchers for gifts, mass distributions, or business promotions.
- DeFi Integrations: Access a growing range of DeFi applications for staking, trading, and Web3 gaming directly within the Fintopio wallet.
- NFT and DeFi Support: Manage NFTs, interact with DeFi protocols, and import seed phrases directly within the wallet.
The Road Ahead for Fintopio
Looking ahead, Fintopio is expanding its wallet ecosystem with several new initiatives designed to broaden functionality and strengthen the user experience. Future developments include Fintopio Earn, creating new opportunities for users to earn within the wallet; Fintopio Pay, expanding into payment solutions and future card offerings; Fintopio Launchpad, supporting new project launches within the Web3 ecosystem; Fintopio ID, introducing secure digital identities linked to usernames for simplified crypto transactions across platforms; and an AI-powered transaction assistant to make managing crypto even simpler and more intuitive. Future updates will also focus on expanding username-based crypto transfers to additional social platforms, beginning with Discord, WhatsApp, and Facebook.
As it exits beta, Fintopio continues to build a comprehensive Web3 wallet that simplifies crypto for users worldwide, delivering practical, secure, and forward-looking financial tools.
